Dec
18
My credit card rate doubled!
Filed Under Bad Business, Business Problems, Lifehacks, Protect Yourself, Rants, Savings | Leave a Comment
I have a washington mutual credit card, with a modest credit line. I admittedly ran into some credit trouble and slow payment times when at college, so I like to keep a bit of a balance on my card, hovering right around 30%. I have savings with ING Direct, making a pretty decent interest rate.
I [...]
Dec
17
Putting the Economic Bailout in Perspective
Filed Under Bad Business, Honesty, Savings | Leave a Comment
I wanted to write about one more thing, today. What $700 Billion actually means.
In 2006, an estimated 135.5 million americans filed tax returns. Of those, it’s estimated that 32% had zero or negative tax liability. That leaves 90.8 million people filing tax returns with tax liabilities.
Now, I realize that different people pay a different amount [...]
Aug
13
The Business of applying to Business School
Filed Under New Business Ventures, Rants, Savings | Leave a Comment
So I guess it is no secret now that I am going to be applying to business school. I have made some huge strides in life thus far in my life and I know that these strides have prepared me to begin the rigorous course load and fascinating lectures of business school.
I am going to [...]
Aug
6
Put your finances on autopilot
Filed Under Full-time Employment, Lifehacks, Protect Yourself, Savings | Leave a Comment
How do you pay bills? Do you have one bank account that pays every bill that you have? How do you budget? Do you just pay your bills out of that account and then gauge how much you have afterward? That’s how i used to do it, too, but it didn’t work for me very [...]
Aug
5
Comments on “Layoff Rumors - a Wall Street Journal Article”
Filed Under Full-time Employment, Protect Yourself, Rants, Savings | Leave a Comment
The wall street journal had a fantastic article today, August 5, 2008 on what to do when you hear Layoff Rumors circulating around your office, written by Joann S. Lublin. If you have been reading posts, you know that I started my career in the same company that I’m in now, around 4 years ago. [...]
Aug
1
Setting up a 401(k) Milestone
Filed Under Full-time Employment, Retirement Savings, Savings | 3 Comments
Starting your career at 23 is an exciting time. I was an intern for a company for a year before joining to be a full time employee. When I officially came on board with full time employment, I was 23 years old, and didn’t know much about personal finance. I just knew how to budget [...]